Privacy Policy

Pay KureGhor – Secure Payment Gateway
Effective Date: 01/02/2025

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1. Introduction

Welcome to Pay KureGhor. Your privacy is extremely important to us. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, software, and mobile application (collectively, the “Services”). By accessing or using our Services, you agree to the practices described in this policy.

2. Information We Collect

a) Personal Information

• Name
• Email address
• Phone number
• Business or transaction-related details

This information is required to create and manage user accounts, process transactions, and deliver our services efficiently.

b) Technical & Usage Data

• Device type and operating system
• Browser type
• IP address
• Platform usage statistics

c) SMS & Message Data

Our mobile application may request access to SMS messages strictly for verifying Mobile Financial Service (MFS) transactions.

• Only transaction-related SMS messages are accessed.
• Messages are processed locally within your device.
• No SMS content is stored on external servers or shared with third parties.

3. How We Use Your Information

• To operate and maintain Pay KureGhor services.
• To verify transactions securely and in real-time.
• To enhance security and prevent fraudulent activities.
• To send important service-related notifications and updates.

4. Data Sharing Policy

Pay KureGhor does not sell, rent, or trade your personal information. Data may only be shared:

• With trusted service providers under strict confidentiality agreements.
• When required by applicable law or legal authorities.

5. Data Security

We implement industry-standard security measures including encryption, secure API communication, restricted access controls, and continuous monitoring. While we take strong precautions, no digital system can guarantee absolute security.

6. Application Permissions

SMS Permission

• Required for automated verification of financial transactions.
• Access limited strictly to relevant transaction messages.
• Data processed securely within the application.

Additional Permissions

Any additional permissions necessary for API integrations or recharge systems will be clearly disclosed inside the application interface.

7. Your Rights

• Access and update your account information.
• Request correction or deletion of your personal data.
• Withdraw app permissions via device settings.
• Opt out of non-essential communications.

8. Cookies & Tracking Technologies

We may use cookies and similar technologies to enhance user experience and analyze website traffic. You can manage cookie preferences through your browser settings.

9. Policy Updates

Pay KureGhor may update this Privacy Policy periodically. Any changes will be posted on this page along with the revised effective date.

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